I'm feeling better about the house thing. The bank said they may be able to make the coupon deadline, and I turned in all my paperwork. The movers should be able to move us quicker than I thought. I'm waiting for house insurance quote, and for the seller to accept the bank's opinion letter. I think the seller is being too picky. I already sent them a pre-approval letter, but they said that it was not enough. Well, if you add the down payment, it is plenty so I don't understand the problem. I didn't know that they didn't like the pre-approval letter I sent on Tuesday until this afternoon. I think 48 hours is crazy time to find out. I guess this should teach me to be right on-top of those people with everything I send them. Once the seller gets the bank's opinion, I can set the close date!
I'm looking for a bank in Albuquerque. My bank is a local one, and not in Albuquerque. It is a really good account that pays 5% APY, refunds other bank's atm fees, and free checks. I haven't be able to find anything that comes close. The highest checking interest rate I've seen is .85%. That is a severe drop. I'm gonna try to hold on to my account for as long as I can. I'll get a free account if I need a local bank. Also, I can't find a money market account to beat Discover Bank's money market rate. I did find one bank that is 1% behind. I would like my money to be in all one place that can count my spare change for free. Does anyone know of a place like that?
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